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Credit Card Processing Pricing and Merchant Account Rates with a free shopping cart that has easy payment gateway intregration. Credit card processing rates and fees by credit card processing gateway specialists. You can apply for the best Merchant Account or a free shopping cart to accept credit cards online right now with the lowest internet merchant account rates.
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Merchant Account Rates and Fees
Note: If you are doing a cost comparison you have to compare all the basic fees listed below. We feel that after you compare all our fees you'll see we have the best deal on the internet. If you have any questions no matter what they are just fill out our quick pre-application or call us toll free at 800-757-5453.

NOTICE: Visa and MasterCard raised processing rates on April 1, 2007 and the fees below reflect this increase.
service service service
Customer Support 8am-8pm/Mon-Fri 24 hrs/day 7 days/week
Credit Restrictions Very Strict High Approval
Shopping Cart $50 - $795 FREE
Recurring Billing FREE $50 - $475
$15 -$50
Monthly
Application Fee $ 90 - $ 195 FREE
Secure Server $10 - $50 per month FREE
Fraud Screening $50 - $200 Set Up
$.20 - $1.00 Per Transaction
FREE
American Express Setup $ 50 - $ 75 FREE
Check Processing Set Up $100 - $250 Set Up FREE
Multi-User Sub Accounts $50 - $150 Set Up
$10 - $50 Per Month
FREE
Address Verification Fee $.05 - $.10 Per Transaction FREE
Batch Processing $50 -$250 Set Up
$.05 - $.10 Per Transaction
FREE
Monthly Statement Fee $10 - $15 Per Month $9.95 Per Month
Retail Swiped Rate 1.79% - 2.2%
$.20 - $.30 Per Transaction
1.75%
$.25 Per Transaction
Internet Processing Rate 2.29% - 2.95%
$.30 - $.35 Per Transaction
2.25%
$.29 Per Transaction
Mail/Phone Order Rate 2.29% - 2.95%
$.30 - $.35 Per Transaction
2.25%
$.29 Per Transaction
Secure Gateway $20 - $495
$.10 - $.50 Per Transaction

$10 - $30 Per Month
$49 One Time
$.10 Per Transaction
$10 Per Month
Approval Time 2 - 3 weeks 1 - 2 days
* The minimum monthly charge a merchant must pay in Transaction Fees and Discount Rate Fees is $20. American Express & Discover quote their own rates and are approved separately from Visa and MasterCard rates.
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